ABRS+ Equestrian Insurance | Association of British Riding Schools

Why have Equestrian Insurance?

The ABRS+ required Approved Riding Schools and Riding Establishments, and Approved or Certified Livery Yards to have appropriate insurance to protect the business, clients and the public. We are working with Ravenhall Insurance, a long-standing partner of the ABRS+, to ensure that you can access the right insurance product at the right cost. Having the right insurance is crucial for riding schools, and for professional coaches and grooms. It protects against the unique risks associated with equestrian activities.

Riding School, Livery Yard and Riding Establishment Insurance

Ravenhall Equestrian Insurance provides tailored insurance solutions specifically for riding schools, livery yards and riding establishments. Their coverage is designed to address the unique risks and needs of equestrian businesses, ensuring that riding schools are well-protected.

Key features of their insurance for riding schools include:

Public Liability Insurance: Protects the business against claims of injury or property damage caused during riding lessons or other equestrian activities.
Employers’ Liability Insurance: Covers claims made by employees who may get injured while working, which is a legal requirement if you employ staff.
Property and Equipment Coverage: Ensures that the riding school’s buildings, stables, and equipment are protected against damage, theft, or other risks.
Care, Custody, and Control Insurance: Offers protection for horses that are owned by others but are in the care of the riding school, covering costs if these horses are injured or become ill.
Business Interruption Insurance: Helps cover lost income if the riding school is unable to operate due to unforeseen circumstances, such as damage to property.

Ravenhall’s insurance packages are customisable, allowing you to choose the coverage that best fits your specific needs, ensuring comprehensive protection against the various risks associated with running an equestrian business.

For more details or to get a personalised quote, visit Ravenhall’s website.

Professional Coach and Groom Insurance

Ravenhall Equestrian Insurance offers tailored coverage for professional coaches and grooms, addressing the specific risks and responsibilities they face in their daily work with horses.

Key Features:

Public Liability Insurance: This protects coaches and grooms against claims if someone is injured or property is damaged during their activities. It’s essential for professionals who work with the public and handle horses, as it covers legal fees and compensation costs.

Professional Indemnity Insurance: For coaches, this is crucial as it covers claims arising from professional advice or services they provide, such as training or coaching errors. It helps protect their reputation and financial security if something goes wrong.

Personal Accident Insurance: This covers the individual in case of injury while working, providing compensation for medical costs, loss of income, and other related expenses. Given the physical nature of their work, this is vital for both coaches and grooms.

Care, Custody, and Control Insurance: For grooms, who often care for horses owned by others, this coverage protects against claims if a horse is injured, becomes ill, or dies while in their care.

Ravenhall’s policies are flexible, allowing professional coaches and grooms to customise their insurance to fit their specific needs, ensuring comprehensive protection while they focus on their work with horses. For more information or to get a tailored quote, visiting Ravenhall’s official website is recommended.